Life Budget Challenge

Break free from financial stress and build the budget that aligns with the life you truly desire.

Start the challenge the first Wednesday of each month!

Challenge is Closed until January 2027

Join The Challenge - Closed until 2027

Challenge Structure

Virtual Sessions

Conducted via Zoom every Wednesday at 7:30 PM CST for focused, one-hour sessions.

90 Days Access

You can complete it in 4 weeks (the challenge) but you will have access to comprehensive support via Whatsapp chat group, weekly zoom calls (money therapy) and email for 90 days.

Sunday Reflections

Your Sunday submission guides your coach on how to best prepare to guide you both technically and mindset wise.

Why Take the Challenge?

Improve Financial Health

Gain actionable wealth building skills and a custom budget model to manage your money with clarity. No one will have access to your numbers and budget model but you. Privacy is prioritized.

Build Confidence

Learn to make informed financial decisions that align with your values and goals. The root word in confidence is to confide. I will teach you skills to confide/trust in yourself to build the future you truly desire.

Achieve Goals

Create a budget you actually stick to because it reflects the life you truly desire to live. Learn strategies adopted from several wealth books Avilia has read and customized for the women in the clubs wealth goals goals.

Stay Motivated

Engage with a supportive community via weekly zoom calls and a Whatsapp chat of like-minded women on the same journey.

Weekly Calls: Four Week Challenge (90 day access)

1

Life Budget & Cashflow Mindset

Shifting from simple numbers on a page to a plan that’s fully aligned with your life. Understand how your cashflow moves and how to use it with purpose.

2

Expenses & Compounding Interest

Master expense tracking and harness the power of compound interest for long-term wealth building.

3

Debt & Savings Strategy

Create actionable plans to eliminate debt while simultaneously building a powerful savings foundation to fuel your biggest dreams and boldest goals.

4

Retirement & Investing Strategy

Design your retirement roadmap and learn smart investing principles for financial independence.

Challenge Reflections

This week has been exciting. Such an empowering feeling to know you can and will have control over your finances. Being guided with Avilia in such a nurturing way, with something so personal as finances, is empowering. It is a safe space to work on all the ugly we have created so we can live the beautiful life we dream of.

— Jessica R.

I realized I often equate quality time with spending money. This challenge is helping break through that mindset. Growing up, my parents were always working, so now I find myself trying to make up for it with costly outings with my son, leaving a dent in my wallet.

— Maria P.

Week 2 kicked my butt. I realized I’m a compulsive buyer. I’ve made good money, but spent it on sales and stuff that won’t pay for my daughter’s college or my retirement. Avilia’s lesson on scarcity mindset opened my eyes to how my lack of discipline has kept me from building the life I truly want.

— Chloe K.

Challenge Success Stories

Hundreds have transformed their lives

Participants have improved their credit scores, dramatically reduced debt burdens, and built substantial savings/investing accounts.

This isn't just another financial course filled with theory. It's a proven challenge that builds real capability and delivers measurable results.

Meet Your Coach


Avilia Guardiola

  • Rooted & Resilient: As a first-generation Mexican-American raised in an immigrant community in Phoenix, I’ve witnessed firsthand the effects of intergenerational poverty and I’ve made it my mission to help women break those cycles and build lasting wealth.
  • Global Perspective, Local Heart: Despite traveling the world (over 25 countries) , I’ve always stayed connected to my roots and community, using every lesson to empower others to rise.
  • Strong Academic Foundation: I hold a B.S. in Business Economics from Arizona State University and an MBA from Harvard Business School, giving me both the analytical depth and strategic perspective to guide women in building wealth and designing aligned lives.
  • Wall Street to Main Street: With over 15 years of experience in investment banking, retail buying, and e-commerce, I’ve guided businesses and individuals in mastering money from the boardroom to the living room.
  • Empowering Women to Lead Change: My passion is giving women the financial skills and knowledge to not only transform their own lives but also to become agents of change in their families and communities.
  • Community Builder: As founder of the Atrevida Investment Club and the Life Budget Challenge, I create safe, inspiring spaces where women can grow their money confidence and cheer each other on.
  • Committed to Impact: I believe that when individuals succeed, communities thrive. Helping women take control of their finances isn’t just about money, it’s about creating a better world, together.


Join Now!

An empowering community of like minded women is ready to support you every step of the way. Don't miss out on building the life you truly desire – your future starts today.

Welcome!

Avilia's Offerings

Discover how Avilia empowers women to achieve financial independence through tailored programs designed for every stage of your wealth journey.

1

Life Budget Challenge

Free $$$

A 4-week program to master budgeting, debt, savings, and cash flow.

2

Atrevida Investment Club

$250/year or $30/month

Community for ambitious women with monthly group coaching calls, guest speakers, and 24/7 Slack access and much more.

*Includes the Life Budget Challenge

Stay Connected!

Stay inspired, get daily financial tips, and be part of our empowering community on social media. Follow Avilia and the Atrevida Investment Club for exclusive content and updates!

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